Finding a Medicare plan that’s right for you can be daunting. There are different parts of Medicare that cover specific services as well as private carrier options. It is important that you find coverage that is affordable and a good fit for your lifestyle.
*Some people will get Medicare A and B automatically (without needing to enroll). In most cases, this is based on whether you’re getting benefits from Social Security or the Railroad Retirement Board. If so, you will get your Medicare information about 3 months before your 65th birthday. More info : https://www.medicare.gov/
Medicare Part B helps to cover doctors’ appointments, as well as services, preventative and specialty services, outpatient care, home health care, and some medical equipment. This is the second part of “Original Medicare.” Most people pay a monthly premium for Part B, which varies depending on your income and when you *enroll.
*It’s important to sign up for Part B when you’re first eligible. If you don’t, you’ll likely end up paying a late enrollment penalty for as long as you have your Part B plan.
More info : https://www.medicare.gov/
Private carriers offer Part C plans, also known as Medicare Advantage Plans, which offer all the benefits covered under Original Medicare (parts A and B) and more. Many Medicare Advantage plans include a Prescription Drug Coverage (Part D) Plan and may also have hearing, vision and/or dental.
There are pros and cons to both Original Medicare and a Medicare Advantage Plan depending on your unique health and financial situation. We want to help you make an informed decision.
More info: https://www.medicare.gov/
Medicare Part D is also known as a Prescription Drug Plan. You can purchase a standalone Part D plan in addition to Original Medicare or purchase a Medicare Advantage Plan that includes a Part D Plan.
More info : https://www.medicare.gov/
Medigap plans, also called Medicare Supplement Plans, provide extra insurance that helps you pay your Medicare Parts A and B out-of-pocket costs – such as co-insurance and deductibles – which are “gaps” in medical coverage. Medigap plans are purchased through private carriers and are only available to people who already have enrolled in Medicare Part A and B.
If you’re wondering whether a Medicare Advantage Plan or Medigap plan will save you more money, it depends on your unique health needs. We want to help you make an informed decision.
More info: https://www.medicare.gov/
